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Terms of Service

Last updated: January 2026 — v1.0

Welcome to HomeReadyCA.com. By creating an account or using this platform, you agree to these terms.

1. Educational Purpose Only

This course provides general educational information about the California homebuying process. It does not constitute:

  • Financial advice
  • Legal advice
  • Real estate advice
  • Mortgage lending advice

All information is for educational purposes only. Rates, programs, guidelines, and requirements change frequently. Always verify information with a licensed professional before making financial decisions.

2. No Professional Relationship

Using this course does not create a client relationship with HomeReadyCA.com, any mortgage lender, or any real estate professional unless you separately engage their services.

3. Accuracy of Information

While we strive to provide accurate, up-to-date information, we make no warranties about the completeness, accuracy, or reliability of any content. You use this information at your own risk.

4. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to:

  • Provide accurate registration information
  • Keep your password secure
  • Notify us immediately of any unauthorized access
  • Not share your account with others

5. Communication Consent

By registering, you consent to receive calls, text messages, and emails from HomeReadyCA.com and your affiliated real estate professional (if applicable) for educational purposes and follow-up related to your homebuying journey.

6. Information Sharing

By registering, you consent to sharing your registration information (name, email, phone) with your referring real estate professional, if applicable. See our Privacy Policy for complete details.

7. Intellectual Property

All course content, including text, graphics, and design, is the property of HomeReadyCA.com and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without permission.

8. Limitation of Liability

HomeReadyCA.com shall not be liable for any damages arising from your use of this platform or reliance on information provided. This includes direct, indirect, incidental, consequential, or punitive damages.

9. Modifications

We may update these terms at any time. Continued use of the platform constitutes acceptance of updated terms. We will notify you of significant changes via email.

10. Governing Law

These terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of California.

Contact

Questions about these Terms of Service? Contact us at: admin@homereadyca.com